Cornell Student Health Insurance Plan (SHIP)

The Student Health Insurance Plan (SHIP) has been developed especially for Cornell students (and their eligible dependents) to provide access to convenient and efficient care that complements the quality health services offered on campus.

The Cornell Office of Student Health Insurance can provide you with information about the SHIP, its benefits, how to enroll yourself or dependents, and the waiver/appeal process. You may review the SHIP benefits online, choosing the “Student Connection” link, and then entering the Cornell Policy Number of 711115.

The details of the plan are reviewed and recommended each year by Cornell’s Student Insurance Advisory Committee (made up of students, faculty, and staff, including health services staff). This ensures that the coverage is well-suited to the needs of the Cornell students and respectful of their budgets. The SHIP is managed by The Chickering Group and underwritten by Aetna Life Insurance Company. The Plan meets all of the student health insurance standards developed by the American College Health Association.

The SHIP is an accident and sickness policy that:

• Provides extensive coverage at a reasonable cost for most on- or off-campus medical care from August 17, 2004 through August 16, 2005.
• Provides coverage 24 hours a day, 365 days a year, anywhere in the world.
• When plan members are in Ithaca, provides coordination of services by health services staff who know Cornell students and a preferred provider network that includes the local hospital. 
• Covers pre-existing medical conditions. 
• Guards against catastrophic expenses. 
• Continues coverage when students have to take a leave of absence. 
• Meets or exceeds all F-1 and J-1 visa requirements. 
• Includes world-wide travel assistance and emergency air transportation services. 
• Offers optional dental and vision plans for members. 
• Provides convenient assistance with enrollment and claims submission through the Cornell Office of Student Health Insurance.